Landmark E&S works closely with carriers to offer protection specifically tailored to banks, lenders and loan originators that hold loans backed by commercial real estate. Landmark E&S lender liability solutions protect insureds collateral from third-party claims and credit risks associated with environmentally impacted properties.

Coverage Highlights:

• Lenders Liability coverage – claims made
• Defense of claims
• 10 years to meet the loan term, plus 3 years available to facilitate the securitization of a loan
• Collateral protection for lenders and the ability to pay off remaining loan balance
• Protection against CERCLA claims
• Preexisting and New conditions coverage – Available
• Emergency Expense
• Transportation Pollution Liability
• Non-owned Location coverage (for disposal sites)
• The policy can provide a waiver of subrogation against the borrower.
• Augment a lender’s own due-diligence process

Target Classes:

• Banks
• Lenders
• Loan Originators

Minimum premium is $5,000
Available limit up to $20,000,000


Application – Lenders Liability